Rupay Collect
Smart Payment Integration Platform for Entrepreneurs
Use your own payment accounts with powerful automation tools
Payindia provides software tools that enable merchants to use and manage their own payment accounts. We do not handle funds or participate in transaction processing.
Payments, simplified
for every Indian
entrepreneur.
Payindia is India's most straightforward payment collection platform — built ground-up for entrepreneurs who want results, not complexity.
BharatPe, PhonePe, GPay & Paytm
Collect payments through all leading UPI apps — no MDR, no hidden fees. Your customers pay the way they prefer.
Zero Setup Cost
Start collecting payments instantly with no upfront investment. No hardware, no contracts, no complicated onboarding.
Built for Entrepreneurs
Whether you're a solo freelancer or growing startup, Payindia scales with you — from ₹100 to ₹1 crore.
WooCommerce & WordPress Ready
Drop-in plugin for your existing WordPress or WooCommerce store. Payment collection in minutes, not days.
True Plug & Play
Share a payment link, show a QR code, or embed in your site. One platform, infinite collection possibilities.
Secure & Compliant
Bank-grade 256-bit encryption, RBI compliant, PCI-DSS standards. Your money and data are always protected.
Everything you need to
collect payments
at scale.
Payin & Payout APIs
Full REST API suite for collecting and disbursing payments. Integrate in hours, not weeks.
Seamless & Redirect Checkout
Embedded checkout that keeps users on your site, or a hosted redirect page — your choice.
UPI Intent Support
Native PhonePe and Paytm intent flows for frictionless mobile payments with one tap.
Wallet System
Built-in merchant wallet for managing balances, refunds, and payouts — all in one place.
Direct Bank Collection
Collect directly into your bank account. No intermediate holding — settlement T+1.
Multi-Merchant Integration
Manage multiple merchant accounts from a single dashboard. Perfect for agencies and platforms.
Simple, honest pricing.
No surprises.
Pay only for what you collect. No lock-ins, no hidden fees — just straightforward rates built for entrepreneurs.
All prices are inclusive of 18% GST
Wallet Recharge Plans
We collect only platform fee
Recharge your wallet to activate platform features. Higher balance = lower fee rate.
₹2,500
recharge amount
You pay
₹25 fee
- Basic platform access
- Ideal for first-time setup
- Standard support
₹5,000
recharge amount
You pay
₹37.50 fee
- Lower fee than Starter
- Best for growing merchants
- Priority onboarding
₹10,000
recharge amount
You pay
₹50 fee
- Lower fee than Growth
- High volume collections
- Dedicated support
₹25,000
recharge amount
You pay
₹75 fee
- Lowest fee available
- Best value for active merchants
- Full platform access
Pro Tip: Recharge ₹25,000 to get the lowest rate of 0.3% — that's only ₹75 fee on a ₹25,000 recharge. Best value for active merchants.
Wallet is only used for software usage charges. Your payments go directly to your own accounts.
💡 Start with ₹5,000 plan and unlock lower transaction rates.
Additional Charges
Platform services beyond basic collection.
Monthly Maintenance
₹600 / monthCovers platform upkeep, support & updates
API Integration
Extra charges applyCustom integration & developer assistance
Payout Charges
0.3% – 0.5%Payout charges 0.3% to 0.5% (Platform fee for making payouts)
All charges are transparent and agreed upon before activation. No surprise deductions — ever.
Ready to start?
No upfront cost to get started.
Pay
only when you collect.
Contact us to activate your account. Our team sets you up within 24 hours.
*All pricing mentioned above is inclusive of applicable 18% GST.
Professional onboarding.
Transparent
pricing.
We handle everything from merchant account setup to gateway integration so you can focus on growing your business.
Merchant Onboarding
End-to-end setup support
- Full merchant onboarding support
- Payment gateway setup & integration
- API documentation & developer support
- Merchant dashboard access
- 24/7 technical assistance
- Testing environment access
Setup Charges
Applicable based on gateway & requirements. Contact us for a quote.
Gateway Onboarding
We integrate with all major gateways
We manage the full onboarding process for India's top payment gateways. Get your merchant account live without the paperwork headaches.
Note
Setup charges are applicable. Pricing varies by gateway and business type.
Get in touch
with us.
Fill in your details and our team will reach out within 24 hours.
Mobile App
Add to Your Home Screen
Get the full-screen app experience — no browser bar, instant launch, works offline.
Free forever · No app store required · Works on any device